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Home Buyers in 2010 In today's competitive real estate market, timing and knowledge is everything. If you're looking to buy your first home or move up from your current home, there’s almost never been a better time to be in the market. The current inventory of homes on the market for sale is extremely high, mortgage rates are at an all time low and many home sellers are motivated more than ever to sell. The combination of all these factors put buyers in a fantastic position to succeed in their home ownership goals. There are a lot of decisions that come with purchasing real estate and these days with a large amount of homes being sold as Short Sales and REO’s there’s more decisions than ever. These non-traditional transactions require specific offer submission procedures, addendums and certain contingencies may not be allowed. Having and experienced agent representing your best interest in these transactions is a must. That’s where I can assist you, my comprehensive 10 Point Buyers Program can help you wade through the huge inventory, find the perfect home, use the correct offer procedure, explain time lines and cost’s, then negotiate for all the terms and conditions that will fit your needs best! As an Accredited Buyer’s Representative, helping buyers come out on top is my specialty. I take great pride and satisfaction in making sure all my client’s needs are met from the home search to receiving the keys at closing. For professional representation in your next real estate purchase, please call or e-mail me today and I’ll be more than happy to discuss My Ten Point Buyers Program with you. |  | Investor's Corner If you’re like me and you’re always looking for that next diamond in the rough, then you know timing is critical. When a new piece of investment property hits the market, it’s usually one of the first people in on the deal that gets the deal. Whether you’re looking for a multi-family property, a second home on some waterfront or just a good deal to flip, you need to know of it as soon as it hits the market. You also need to know if it’s being sold as a re-sale, pre-foreclosure, short sale, auction or bank owned property (REO) and the proper procedure used for purchasing them. Through my 10 Point Buyer Program I can set you up with my Automatic MLS Feed that will send you listings that fit your search criteria and notify you of any new listings the day they hit the market. With the Automatic MLS Feed you’ll be able to save or track your favorite listings and set up showings to view the properties in person. Also if you find a property you like I can dig into its history to find out when and what it last sold for which could help us determine the sellers motivation level. When it comes to purchasing investment property, I take great pride in helping my buyers take full advantage of the great buyers market we’re in! | Home Sellers in 2010 If you're looking to sell your home or investment property in today's tough market, you need an agent with a marketing plan that can get your property noticed in an overcrowded market place. According to the National Association of Realtors more than 80% of home buyers start their search on line. As an e-PRO Certified Realtor, I'm trained in all the latest electronic media marketing techniques. My marking plan includes a vast array of advertisements on over 35 of the Top Real Estate Search Websites. When you combine a large web presents with HD Video Tours, Photo slide Shows that can show up to 100 photographs, Print Media, Agent Networking, Flyer Boxes, Full Color Brochures and Proper Signage that gets noticed, your property will be exposed to the largest pool of buyers possible. When your property gets noticed by buyers first, it gets sold first! At Keller Williams we also have an advantage over many other real estate companies with our Keller Williams Listing Service (KWLS). We not only list your home on the local MLS we list your property on our KWLS which sends your property listing out to over 650 of our market centers located throughout the United States and Canada. After all, buyers don’t just come from the local area they come from all across the country and beyond. In today’s market you need national exposure for maximum results! Please have a look at my 10 Point Marketing Plan and see what my plan and an e-PRO Certified Realtor can do for you in helping you market your property! |
| Please feel free to browse my website for listings, important local real estate information and complementary guides such as:
- 44 Moneymaking Tips For Preparing Your Home To Sell
- Common Selling Mistakes
- Selling Your Home and Where to begin
- The Right Selling Price Affects Your Bottom Line
- Surviving the Sale
- 50 Essential Tips Every Home Buyer Should Know
- Avoiding Common Buyer Errors
- How to get the home you want at the right price
- Necessity or Unneeded Extras?
- Thinking About Your First Home?
- 5 Essentials to Know Before Purchasing Your First home
- 7 Secrets For Saving Thousands When Financing Your Home
My guides are completely complementary and packed with helpful information to help you navigate through our ever changing real estate market. For more information on my services, feel free to contact me anytime! Paul R. Martin Keller Williams Coastal RealtyOffice: (603)610-8500 ext. 595Direct: (603)755-1229E-mail: paulmartin@kw.com Find out what an e-PRO certified Realtor® can do for you! | |

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| Hot New Listing | 
Click anywhere on the photo for more information & pictures | | This Milton New Hampshire home is situated on 12.75 private acres and is just minutes from Rte 16 for commuting. Rochester is just 10 minutes away, Dover just 30 minutes and Portsmouth about 45 minutes. The custom log style Cape has three bedrooms with the master bedroom located on the first floor. There’s a full bathroom located beside the master bedroom that is accessible from both the hallway and the master bedroom’s large walk through closet. The two bedrooms upstairs are located on either side of the home and have the second full bathroom between them. As you enter the home from the screened in front porch, you’ll instantly notice the beautiful pine floors, walls and ceilings that can be found throughout the first floor. To the left as you enter is the warm living room that has a woodstove located at one end for an alternative heat source and straight ahead will be a staircase leading to the upstairs. To the right you’ll find roomy dining area and large kitchen with breakfast bar. There’s also an exterior door which leads to a deck and side yard. The hallway behind the staircase is accessible from both the kitchen and from the living room; it holds the entrance to a den on the right side, the master bedroom on the left end with the downstairs bathroom in between. In the back hallway there is also a stairwell to the full basement that contains an LP gas fired hot air furnace, two washing machines, two dryers, a water softener and an exterior entrance from the backyard. The property comes with four well maintained outbuildings, the most interesting of which is called a summer kitchen. It has a kitchen sink w/counter space, electricity and an 1895 Crawford Grand wood burning cooking stove. It also has a small table with a few chairs. It makes a great place to hang out and cook something interesting! The other outbuildings consist of a workshop with electricity, a large three bay storage shed with a chicken coop attached at one end and a potting shed located in the very fertile 50’x60’ fenced in vegetable garden. For more information on this wonderful property please call me right away and I would be more than happy to show it to you! I can be reached at my office (603)610-8500 ext-595 or directly at (603)755-1229 and by email anytime at: paulmartin@kw.com |
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Buying Short Sales, Pre-foreclosures and REO's If you’re in the market for a home or investment property, you couldn’t have picked a better time to purchase. The real estate market like many other markets goes through cycles. Prices climbed steadily for about nine straight years before peaking in 2006 and now that we’re on the down swing of the cycle, it’s a much better time to buy a home or investment property than it is to sell one. Most people think you make your money when you sell real estate but the truth is you make your money when you purchase real estate especially if you purchase it wisely. If you bought in an up market and sell in an up market, your profit is most likely limited. The same can be said about buying in a down market and selling in a down market. To maximize your profit if you’re an investor or home owner looking to make at least enough on a sale to put down on the next home, the key of course is to is to buy low and sell high. This sounds like common sense right, that’s because it is. The only problem is buying real estate is often made with an emotional decision and not one that’s based on numbers or what the market indicators are telling us. If we see a house we love and we want, we most likely will pay what the seller is asking for or at least close to it. The real estate market doesn’t cycle between a seller’s market and a buyers market very frequently. The seller’s market window of opportunity usually last longer than the buyer’s market window of opportunity as we’ve seen in our last few cycles. During the last seller’s market and upswing in property values, most buyers didn’t mind buying high because all indications were that prices and property values would continue to climb. Things were so good for so long that lenders started to come up with inventive ways for people with questionable credit and little or no money to put down to be able to buy homes. After the cycle peaked in 2006 and then plunged in 2007 it caught many new home owners and lenders by surprise. Many people who had purchased a home during the peak of the market and started out with little or no equity, quickly found themselves owing more on their home than their home was now worth. Many other people who had adjustable rate mortgages also found themselves in trouble when their rate adjusted higher beyond their affordability. Without the cash available to refinance or equity to use toward the cost of refinancing, many people found themselves stuck with a mortgage they couldn’t afford anymore. The combination of the market turning quickly and the over extending of credit has led to a record amount of homes heading toward foreclosure and homes that have already been foreclosed on. Most homes that are heading toward foreclosure can be purchased through a pre-foreclosure sale in what’s commonly called a short sale. The process can be difficult and the time involved can be very lengthy but the outcome can be worth the wait in most cases. Many of these homes can be purchased below market value and can be a winning situation for not only the buyer but owner who can get out from under their mortgage and the lien holder who now will not have to foreclose. The key on buying these homes is getting the sale approved by the mortgage lien holder who is being asked to accept less than what’s owed on the mortgage, before the property ends up at a Trustee Sale or Sheriffs Auction. Homes that can’t be sold as a resale or Short Sale before being foreclosed on will end up at a Trustee Sale or a Sheriffs Auction and most likely will have a price tag that includes what’s currently owed on the mortgage lien or liens and the cost of the auction combined. Homes that don’t sell at these sales or auctions wind up having their title revert back to the senior lien holder who now will have legal title and most likely all other junior liens will be wiped out in the process. These properties can now be sold as Real Estate Owned properties or REO’s as their more commonly known as. REO’s are usually priced at current market value for the area in which their found and usually have their condition taken into consideration. Most will a clean title free of any mortgage liens, tax liens and/or mechanic liens. They also will have to be purchased As Is and the purchaser will be responsible for all their own fact checking as the Property Disclosure is almost always empty due to the fact the new title holder would have never occupied the property. Buyers of these properties will also most likely need to pay for the de-winterization and re-winterization of the property for any inspections they would like to conduct. The buyer may also be responsible for paying all the transfer tax in the transaction instead of the customary 50-50 split depending on whether Fannie Mea was involved. Homes being sold in short sales by motivated sellers who need to sell and sell fast, and homes that have already been foreclosed on and are now being sold as REO’s, present a gre at buying opportunity for investors and buyers. Combined with historically low interest rates this buyers market is one of the best in recent history for purchasing a home. The trick to finding and buying these homes is knowing where to look and how to navigate the different purchasing procedures that go along with these types of sales. That’s where I can help as a short sale and REO purchasing specialist.I currently list and sell short sales and REO’s and I know the ins and outs of these types of sales. I’ve visited over 400 of these homes in 2008 doing BPO’s (Broker Price Opinions) for Banks and other institutional lenders. This gives has given great inside information on what homes might be coming on the market as short sales and REO’s before their listed. Call me today and find out how my 10 Point Buyers Program can help you find and purchase a Short Sale, Pre-Foreclosure or REO today! Sincerely, Paul Martin  |
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 You can find great local Rochester, New Hampshire real estate information on Localism.com Paul Martin is a proud member of the ActiveRain Real Estate Network, a free online community to help real estate professionals grow their business. |

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Milton, NH Featured Listing
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Durham, NH Featured Listing
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Middton, NH water front lot
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